It is truly the innovation, resilience, and determinationof small-business owners that centers them at the heartof the American economy. Small businesses broaden thebase of participation in society, create jobs, decentralizeeconomic power, and give people a stake in the future.Owning a small business is hard work, but it is notwithout its rewards. Small-business ownership encouragespersonal freedom and individual empowerment. It buildsand perpetuates social and political stability. And it spursthe kind of innovation that creates gains in productivity,the..